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SMALL BUSINESS
Associate Editor, SmartMoney.com
SHOPPING AROUND FOR a mortgage is nothing short of confusing. Thanks to plenty of innovative products on the market, a consumer has more than 50 loans to choose from. "While there is a mortgage out there for everyone, not every mortgage is right for every consumer," says Mark Lefanowicz, president of E-Loan, an online lending site. And now that the real estate market is softening, there's no guarantee that home prices will continue to appreciate -- at least not over the next few years. So buyers need to be particularly wary and not take on additional risk.
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