Top5
By AnnaMaria Andriotis, SmartMoney.com


FOR MOST PEOPLE, the 30s serve as a financial crossroads. It's a time when partying, reckless spending and job hopping give way to thoughts of buying a first home, investing for retirement and paying off debt.


The fact is this is the right time to build your financial foundation for the future. Here are the five crucial money moves everyone should make before they hit 40.

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