How Do Thieves Steal Your Identity?

Filed Under: Identity Theft




First, they steal your personal information by...

· Going through your mail or trash, looking for bank and credit card statements, pre-approved credit offers, and tax information.

· Stealing personal information from your wallet or purse such as identification, credit, or bank cards.

· Completing change-of-address forms to redirect your mail.

· Obtaining your credit report by posing as someone who has a lawful right to the information.

· Acquiring personal information you share on unsecured sites on the Internet.

· Buying personal information about you from an inside source -- for example, a store employee that gets your information from a credit application or by "skimming" your credit card information when you make a purchase.


· Getting your personnel records at work.

Then identity thieves...

· Open new credit card accounts using your name, date of birth, and Social Security Number. When they use the credit cards and don't pay the bills, the delinquency is reported on your credit report.

· Establish phone or cellular service in your name.

· Open a bank account in your name and write bad checks on the account.

· Counterfeit checks or debit cards, and drain your bank account.

· Buy cars by taking out auto loans in your name.

· Call your credit card issuer and, pretending to be you, change the address on the account. Bills get sent to the new address, so you don't realize there's a problem until you check your credit report or get a call from a collection agency.

· File for bankruptcy using your name to avoid paying debts they've incurred under your name.

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Recent Comments

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Hero749 07:03:39 PM Jul 07 2008

that tip if you write your password down leave off numbers or letters in front or back that you will not forget IS ONE OF THE BEST TIPS I HAVE READ LATELY THANKS

Hyundai Car1560 05:29:06 PM Jul 03 2008

One other thing to watch out for is this. When you are buying something with a credit card at a busy place with alot of cash registers every were. Make sure you get your credit card back and not someone elses back by mistake or on purpose for that matter. You have alot of "sticky fingers" out there. Big amounts of money talk to people who work at places. So it is very easy to get a card back that isnt yours or one that isnt even real. Make sure it is yours you get back!!!!!!!!!!!!!

Irmardg 10:35:01 AM May 25 2008

BEWARE> They also take your information from the bank card that you provided at the gasoline stations, or local store ATM's. Check your checking account daily, if you can.

Mfamarting 08:29:01 PM May 22 2008

I agree with what circustwo said, but we need to go one step further. We need to fast track biometrics. Iris scan, digital fingerprint, or other forms of idenitification that would make it impssible for someone to be an imposter. While we are at it anyone caught in identity theift should get a minimum of 10 years in prison.

Skisphynx 05:47:43 PM May 22 2008

There's too much trust concerning computers. Everyone leaks information and personal details throughout their lives and computer related surfing. I read an article in a big Time magazine...Chinese hackers have been accused by many nation's corporations and defense systems of stealing plans and ideas and even guarded info....of course when question they said these are false accusations whiched sounded more like some cold war mentality type of accusation. Be careful out there... (Personally, I didn't believe them).

SL 627 05:11:58 PM May 22 2008

use cash- sure fire safety

Michael Cahn 03:30:47 PM May 22 2008

Possibly the best scam turned up in my E Mail today. An E Mail from the IRS with a very official looking IRS form complete with IRS numbers etc. It told me I beenn audited and was due an additrional refund of $184.00 that they would put into a credit card account etc. All I had to do was fill out a VERY officlal looking IRS form giving them my SS number, my back account number my ATM PIN number my credit card number, my phone and address. It was obviously cut and pasted using real IRS logos etc. Anyone that knows how the IRS operates will know that it is a scam but unfortunatly there are pleanty of people that will fall for it.

InsuranceAgentEd 11:38:42 AM May 17 2008

BEWARE, there's more than just Financial Identity Theft. There's also Driver's License Identity Theft, Social Security Identity Theft, Medical Identity Theft and Character or Criminal Identity Theft! Each of these can cause you problems beyond your wildest dreams if your identity is stolen from you!

For more information about this, go to www.prepaidlegal.com/info/edwin9 and get ALL of the facts and not just some. LEARN how you can protect yourself from this terrible "disease" that is sweeping across the country.

CIRCUSTWO 08:11:39 AM Mar 20 2008

All credit card machines should require a password that cannot be read. Gee whiz, it will probably take at least 4 seconds longer but I wouldn't mind.

All phone transactions with a touchtone password that cannot be seen.

If you write your password down leave off numbers or letters in front or back that you will not forget.

All walk in transations would require picture ID and password.

MHogue3909 06:39:10 AM Feb 27 2008

I found an EBAY USER ID DATABASE which had been hacked FROM ebay and posted on the WAYBACKMACHINE. I have posted the EBAY USER DATABASE ON WWW.DELPHIFORUMS.COM/BOYCOTTEBAY MESSAGE BOARDS. Contact mhogue3909@aol.com for details

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