You heard the rumor: Layoffs are coming to a department near you next week.
10 Bad Habits to Break
- Misusing Balance Transfers
- Not Checking Credit Reports
- Not Creditors About a Financial Hardship
- Thinking of "Budget" as a Dirty Word
- Using Retail Credit Cards for a Discount
- Procrastinating on Creating an Emergency Fund
- Paying Bills in No Particular Order
- Charging Purchases Instead of Using Cash or Debit
- Making Credit Payments Late
- Making the Minimum Payment Only
Don't wait until it happens to worry about how to pay your bills. Do some damage control right away.
Try this: "The best time to negotiate is before the problem spirals downhill," says Cunningham. Call the credit card company and explain the problem you're about to have. Ask if they could temporarily lower your interest rate or extend your payment deadline. Some issuers have in-house help programs that provide such short-term services to customers.
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Try this: "The best time to negotiate is before the problem spirals downhill," says Cunningham. Call the credit card company and explain the problem you're about to have. Ask if they could temporarily lower your interest rate or extend your payment deadline. Some issuers have in-house help programs that provide such short-term services to customers.
Previous 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 Next
Back to Main
